Annual Risk Management Survey
Each year a Risk Survey will be completed. This survey is an in-depth tool to identify any changes to your communities or new needs you may have for the upcoming year. The purpose of the survey is to discover any gaps that may exist in your insurance program and to reduce your loss exposure.
Risk Management Review
The purpose of the risk management review is to develop a plan to alleviate the negative impact that claims may have on your total insurance cost.
Quick Issue of Evidences and Certificates
We understand the importance of having evidences and certificates issued in a timely fashion. Our office has dedicated personnel to fulfill these requests for our clients.
Insurance Seminars
We offer insurance seminars to educate and inform all our property management firms and community associations, on different subjects from coverage to claim scenarios.
We offer attendees an opportunity to ask questions and voice concerns.
Account Manager Visits
At BHB Insurance Services, we believe it is important to establish outstanding working relationships with our clients. We encourage our Account Managers to visit with property management firms to smooth the workflow and communication between your firm and our agency.
Property Value Reviews
We will review the replacement cost values on your buildings and property and recommend appraisals when necessary.
Disaster Planning
BHB Insurance Services can assist you in developing a disaster recovery plan in the event that you suffer a natural disaster or catastrophic loss. The time to plan your response is before the loss, not afterwards when you are in disarray.
Residents Letters
We will send each resident of our communities a letter containing the details regarding the insurance their board has placed for the association. The letter will also inform the resident of what he or she will be responsible to insure under their own a personal insurance policy.
Adequacy Letters
Our clients utilize our expertise in researching and drafting adequacy letters, which can alleviate some time constraints in preparing the insurance portion of public offering statements.
BHB Insurance Services represents over about 400 communities in New Jersey, making us one of the most experienced agencies in the state and a great asset to our property management firms and community associations. We have worked with community associations since the 1960’s, and over time we have developed the knowledge and experience valued by property management firms and community associations alike.
